Consumer Insurance Law: Disclosure, Representations and Basis of the Contract Clauses

This brand new book provides an authoritative working guide to consumer insurance law. It takes the form of a multi-authored handbook explaining the reforms brought about by the Consumer Insurance (Disclosure and Representations) Act 2012 and the impact these reforms will have on consumer insurance law.Contents includes:Consumer insurance - the current law on pre-contractual information;Self-regulation and the failure of previous reform initiatives;The FSA - the impact of rules, guidance and TCF initiatives;The Financial Ombudsman Service - its role and approach and the effect of its decisions;The Law Commissions' reform proposals and the impact of the new Act;Perspectives;Looking forward - what's next on the reform agenda?;Preparing for change;Looking forward - what's next on the reform agenda?Also includes appendices containing the text of the self-regulatory codes, the relevant FSA rules and the new Act.